With the advent of technological movements such as Uber and Lyft, these services provide a new avenue for customers to ideally travel conveniently. Whether it may be for a night out with friends, a short commute to a restaurant or shopping mall, or a stress-free trip to the airport, these services are a new way to utilize transportation in the modern era. However, due to being such a relatively new concept, passengers and drivers alike may not know their rights when an Uber or Lyft car suffers an accident.

As an Uber or Lyft passenger, both companies offer up to $1 million in uninsured or underinsured motorist coverage that can be utilized should an Uber or Lyft vehicle get into an accident. Should you suffer any injuries as a passenger, you can actually be entitled to recovery for those injuries suffered.

As an Uber or Lyft driver, either your personal insurance or Uber and Lyft insurance will apply depending on what time period you are in while using the app. These are the following periods that separate insurance coverages for your vehicle:

Period 1: When a driver is offline and gets into an incident, your personal insurance will be the only coverage available to you. You are technically considered “off the job” and will not be covered any Uber or Lyft insurance.

Period 2: When a driver is online and awaiting a fare, Uber and Lyft insurance coverage will be available to you. Both companies offer liability limits of $50,000 per person for bodily injury, $100,000 per accident for bodily injury, and $25,000 in property damage.

Period 3: If a driver has accepted a fare and is in the middle of a trip or on the way to a customer, Uber and Lyft invoke their $1 million in liability coverage during the time between a ride request and dropping off a passenger at their final destination.


If you or someone you know were involved in an Uber accident or Lyft accident, you need to contact BARM LAW offices in Los Angeles for your free case evaluation. Our lawyers will advise you for the best compensation for your injuries. We will investigate your case thoroughly and negotiate with the insurance companies aggressively, we are not afraid of going to trials with the insurance companies.

Call us now at 1 (833) BARM-LAW or 1 (833) 227-6529 or email us by filling the contact form.



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    “We have worked with Barm Law for the past 5 years. As we have grown and evolved, what I have valued most about our relationship is that Barm Law know us and our business.”

    Hamlet Torossian, PC Repair Glendale

    Rosie is by far the best lawyer I’ve ever gotten to work with.   I was hit in a head on collision in December when I found Rosie to represent me.  She has saved me SO much time and money already,  I could not be more thankful for meeting her.  Her response time to texts, emails, & calls is immediate almost every time…even when she was on vacation.   On top of all that she is a truly great person who legitimately cares about you, and makes sure you know it.  I have already recommended her to all my friends…and would recommend her to anyone else as well.  Great lawyer! Great company!   Had to write a review:)

    A friend recommended me to Barmlaw after my car accident  Rosie lead Esq and her staff were all fantastic.They were extremely knowledgeable about each step of the process, making sure I understood and felt comfortable with the process,my case was settled with other insurance co. beyond my expectation .
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    Rosie is so helpful and very professional! She understood exactly what I was going through and the stress I endured because of it. She reassured me everything would be just fine. I am a worry-wart naturally but found the process with her so much less stressful than I anticipated. Rosie promptly got back to any questions I had and told me everything I needed to know. I couldn’t ask for more! I am very happy that I chose her at such a difficult time. If I had to do it all over again I’d still go with her. She is very organized and informative as well as nice. Thank You Rosie, I couldn’t appreciate her help more!!

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    Rosie Barmakszian is a true professional who truly cares about her client and gets things done.  She takes the time to truly understand your situation and then works tirelessly to get done what needs to be done.  She did a wonderful job of taking all of my information, organizing all of my documents, and then did a terrific job with my formal petition. She let’s you know what’s going to happen every step of the way.  She is also very affordable and this is key for those with financial distress.  My legal issues went very smoothly thanks to Rosie.  I would highly recommend her.

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