With the advent of technological movements such as Uber and Lyft, these services provide a new avenue for customers to ideally travel conveniently. Whether it may be for a night out with friends, a short commute to a restaurant or shopping mall, or a stress-free trip to the airport, these services are a new way to utilize transportation in the modern era. However, due to being such a relatively new concept, passengers and drivers alike may not know their rights when an Uber or Lyft car suffers an accident.
As an Uber or Lyft passenger, both companies offer up to $1 million in uninsured or underinsured motorist coverage that can be utilized should an Uber or Lyft vehicle get into an accident. Should you suffer any injuries as a passenger, you can actually be entitled to recovery for those injuries suffered.
As an Uber or Lyft driver, either your personal insurance or Uber and Lyft insurance will apply depending on what time period you are in while using the app. These are the following periods that separate insurance coverages for your vehicle:
Period 1: When a driver is offline and gets into an incident, your personal insurance will be the only coverage available to you. You are technically considered “off the job” and will not be covered any Uber or Lyft insurance.
Period 2: When a driver is online and awaiting a fare, Uber and Lyft insurance coverage will be available to you. Both companies offer liability limits of $50,000 per person for bodily injury, $100,000 per accident for bodily injury, and $25,000 in property damage.
Period 3: If a driver has accepted a fare and is in the middle of a trip or on the way to a customer, Uber and Lyft invoke their $1 million in liability coverage during the time between a ride request and dropping off a passenger at their final destination.
CONTACT BARM LAW FOR UBER & LYFT ACCIDENT NOW
If you or someone you know were involved in an Uber accident or Lyft accident, you need to contact BARM LAW offices in Los Angeles for your free case evaluation. Our lawyers will advise you for the best compensation for your injuries. We will investigate your case thoroughly and negotiate with the insurance companies aggressively, we are not afraid of going to trials with the insurance companies.
Call us now at 1 (833) BARM-LAW or 1 (833) 227-6529 or email us by filling the contact form.